Credit Card Saves

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Credit Card is your good pal which you should not miss out when go shopping.

Credit cards have many advantages. One of the obvious advantages of credit card is cashless transactions. This is obviously very useful when shopping and going dining or just going outdoors. You do not need to think of bringing money with you. You do not need to worry about dropping your cash while outing such as playing sports like tennis, badminton and so on. Even better is when you go jogging. You just need to carry one card in your pocket only!


I was shopping the other day with my children. We went to a shoe shop, Bata. My children need to buy school shoes and I need to get my walking shoes as well. All the shoes are fixed price. There were no discount at the store. However, there is a current discounts going on for special credit card holders -- The salesgirl told me that Standard Chartered Card holder can get a 15% discounts if minimum amount of $50 was spent. I thought it was a very good deal! 

Our items add up to be more than $50. I have no credit card. Luckily my husband has the credit card and we managed to saves. We bought three pairs of shoes and the total cost of the items was about $55. Upon presenting the Standard Chartered Credit Card, we get 15% of the total amount, which was $8.25 off. In the end &46.75 was charged to the credit card. Imagine if we do not have the credit card and we need to pay a amount of $55. But with the credit card, we saves $8.25, which for this amount of money, the children can enjoy two cups of Orange Julius!

Besides cashless transaction and getting discounts, credit card also give you the convenience of cash advance and balance transfer facility. Getting the right credit card is important. Not many cards have special promotion or discounts. Different cards have different benefits and rates too. Check out for credit card offers at Creditcard.org.uk, a UK comparison site for credt cards. They provide up to date information and comparisons of interest rates, rewards, cashbacks etc. 

Credit cards bring you a lot of convenience and can help you to save as you shop. The more you charge with your credit cards, the more you earn rewards and cashbacks. Nowadays, you can even pay your bills by charging to your credit cards too. However, charging your cards, earning loyalty rewards and cashbacks can save you lots of money only if you are using it wisely. Do not misuse your cards and overspend, otherwise the credit card is going to do more harm than good!